LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,378
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,474
−HK$2,129/mo
Today · 4.125%
HK$71,603
baseline
▲ 0.50% · 4.625%
HK$75,960
+HK$4,357/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,206/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,957
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,968
−HK$2,039/mo
Today · 4.125%
HK$79,007
baseline
▲ 0.50% · 4.625%
HK$83,171
+HK$4,164/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$158,014/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,853
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,368
−HK$2,556/mo
Today · 4.125%
HK$85,924
baseline
▲ 0.50% · 4.625%
HK$91,152
+HK$5,228/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,848/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,949
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,361
−HK$2,447/mo
Today · 4.125%
HK$94,808
baseline
▲ 0.50% · 4.625%
HK$99,806
+HK$4,998/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,616/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,329
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,263
−HK$2,981/mo
Today · 4.125%
HK$100,244
baseline
▲ 0.50% · 4.625%
HK$106,344
+HK$6,100/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,488/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,940
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,755
−HK$2,855/mo
Today · 4.125%
HK$110,610
baseline
▲ 0.50% · 4.625%
HK$116,440
+HK$5,830/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,220/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,280
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,053
−HK$3,832/mo
Today · 4.125%
HK$128,885
baseline
▲ 0.50% · 4.625%
HK$136,728
+HK$7,843/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$257,770/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,923
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,542
−HK$3,670/mo
Today · 4.125%
HK$142,212
baseline
▲ 0.50% · 4.625%
HK$149,709
+HK$7,497/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$284,424/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,806 · Scale 2, in force from 26 Feb 2026)