LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,381
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,477
−HK$2,130/mo
Today · 4.125%
HK$71,607
baseline
▲ 0.50% · 4.625%
HK$75,964
+HK$4,357/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,214/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,961
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,972
−HK$2,039/mo
Today · 4.125%
HK$79,011
baseline
▲ 0.50% · 4.625%
HK$83,176
+HK$4,165/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$158,022/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,858
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$83,373
−HK$2,555/mo
Today · 4.125%
HK$85,928
baseline
▲ 0.50% · 4.625%
HK$91,157
+HK$5,229/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,856/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,953
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,366
−HK$2,447/mo
Today · 4.125%
HK$94,813
baseline
▲ 0.50% · 4.625%
HK$99,811
+HK$4,998/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,626/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,334
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,268
−HK$2,982/mo
Today · 4.125%
HK$100,250
baseline
▲ 0.50% · 4.625%
HK$106,349
+HK$6,099/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,500/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,946
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,760
−HK$2,855/mo
Today · 4.125%
HK$110,615
baseline
▲ 0.50% · 4.625%
HK$116,446
+HK$5,831/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,230/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,286
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$125,059
−HK$3,833/mo
Today · 4.125%
HK$128,892
baseline
▲ 0.50% · 4.625%
HK$136,735
+HK$7,843/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$257,784/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,930
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$138,549
−HK$3,671/mo
Today · 4.125%
HK$142,220
baseline
▲ 0.50% · 4.625%
HK$149,716
+HK$7,496/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$284,440/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,872 · Scale 2, in force from 26 Feb 2026)