LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,389
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,485
−HK$2,130/mo
Today · 4.125%
HK$71,615
baseline
▲ 0.50% · 4.625%
HK$75,973
+HK$4,358/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,230/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,970
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,981
−HK$2,039/mo
Today · 4.125%
HK$79,020
baseline
▲ 0.50% · 4.625%
HK$83,186
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,040/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,867
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,383
−HK$2,555/mo
Today · 4.125%
HK$85,938
baseline
▲ 0.50% · 4.625%
HK$91,167
+HK$5,229/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,876/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,964
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,377
−HK$2,447/mo
Today · 4.125%
HK$94,824
baseline
▲ 0.50% · 4.625%
HK$99,823
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,648/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,345
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,280
−HK$2,981/mo
Today · 4.125%
HK$100,261
baseline
▲ 0.50% · 4.625%
HK$106,362
+HK$6,101/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,522/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,958
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,773
−HK$2,855/mo
Today · 4.125%
HK$110,628
baseline
▲ 0.50% · 4.625%
HK$116,460
+HK$5,832/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,256/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,301
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$125,074
−HK$3,833/mo
Today · 4.125%
HK$128,907
baseline
▲ 0.50% · 4.625%
HK$136,751
+HK$7,844/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,814/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,946
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,565
−HK$3,672/mo
Today · 4.125%
HK$142,237
baseline
▲ 0.50% · 4.625%
HK$149,734
+HK$7,497/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,474/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,019 · Scale 2, in force from 26 Feb 2026)