LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,394
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,491
−HK$2,130/mo
Today · 4.125%
HK$71,621
baseline
▲ 0.50% · 4.625%
HK$75,978
+HK$4,357/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,242/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,975
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,986
−HK$2,040/mo
Today · 4.125%
HK$79,026
baseline
▲ 0.50% · 4.625%
HK$83,192
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,052/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,873
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,389
−HK$2,556/mo
Today · 4.125%
HK$85,945
baseline
▲ 0.50% · 4.625%
HK$91,174
+HK$5,229/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,890/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,971
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,384
−HK$2,447/mo
Today · 4.125%
HK$94,831
baseline
▲ 0.50% · 4.625%
HK$99,830
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,662/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,352
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,287
−HK$2,982/mo
Today · 4.125%
HK$100,269
baseline
▲ 0.50% · 4.625%
HK$106,370
+HK$6,101/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,538/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,966
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,781
−HK$2,856/mo
Today · 4.125%
HK$110,637
baseline
▲ 0.50% · 4.625%
HK$116,468
+HK$5,831/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,274/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,310
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,083
−HK$3,834/mo
Today · 4.125%
HK$128,917
baseline
▲ 0.50% · 4.625%
HK$136,761
+HK$7,844/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,834/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,956
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,575
−HK$3,672/mo
Today · 4.125%
HK$142,247
baseline
▲ 0.50% · 4.625%
HK$149,745
+HK$7,498/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,494/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,113 · Scale 2, in force from 26 Feb 2026)