LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,396
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,492
−HK$2,130/mo
Today · 4.125%
HK$71,622
baseline
▲ 0.50% · 4.625%
HK$75,980
+HK$4,358/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,244/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,977
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,988
−HK$2,040/mo
Today · 4.125%
HK$79,028
baseline
▲ 0.50% · 4.625%
HK$83,193
+HK$4,165/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,056/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,875
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,390
−HK$2,556/mo
Today · 4.125%
HK$85,946
baseline
▲ 0.50% · 4.625%
HK$91,176
+HK$5,230/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,892/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,972
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,385
−HK$2,448/mo
Today · 4.125%
HK$94,833
baseline
▲ 0.50% · 4.625%
HK$99,832
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,666/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,354
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,289
−HK$2,982/mo
Today · 4.125%
HK$100,271
baseline
▲ 0.50% · 4.625%
HK$106,372
+HK$6,101/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,542/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,968
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,783
−HK$2,856/mo
Today · 4.125%
HK$110,639
baseline
▲ 0.50% · 4.625%
HK$116,471
+HK$5,832/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,278/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,312
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,086
−HK$3,833/mo
Today · 4.125%
HK$128,919
baseline
▲ 0.50% · 4.625%
HK$136,764
+HK$7,845/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,838/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,958
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$138,578
−HK$3,672/mo
Today · 4.125%
HK$142,250
baseline
▲ 0.50% · 4.625%
HK$149,748
+HK$7,498/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,500/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,136 · Scale 2, in force from 26 Feb 2026)