LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,397
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,494
−HK$2,130/mo
Today · 4.125%
HK$71,624
baseline
▲ 0.50% · 4.625%
HK$75,982
+HK$4,358/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,248/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,979
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,990
−HK$2,040/mo
Today · 4.125%
HK$79,030
baseline
▲ 0.50% · 4.625%
HK$83,195
+HK$4,165/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,060/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,877
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,392
−HK$2,556/mo
Today · 4.125%
HK$85,948
baseline
▲ 0.50% · 4.625%
HK$91,178
+HK$5,230/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,896/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,974
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,388
−HK$2,447/mo
Today · 4.125%
HK$94,835
baseline
▲ 0.50% · 4.625%
HK$99,834
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,670/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,356
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,291
−HK$2,982/mo
Today · 4.125%
HK$100,273
baseline
▲ 0.50% · 4.625%
HK$106,374
+HK$6,101/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,546/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,970
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,785
−HK$2,856/mo
Today · 4.125%
HK$110,641
baseline
▲ 0.50% · 4.625%
HK$116,473
+HK$5,832/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,282/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,315
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,089
−HK$3,833/mo
Today · 4.125%
HK$128,922
baseline
▲ 0.50% · 4.625%
HK$136,767
+HK$7,845/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,844/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,962
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,581
−HK$3,672/mo
Today · 4.125%
HK$142,253
baseline
▲ 0.50% · 4.625%
HK$149,752
+HK$7,499/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,506/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,166 · Scale 2, in force from 26 Feb 2026)