LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,402
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,499
−HK$2,130/mo
Today · 4.125%
HK$71,629
baseline
▲ 0.50% · 4.625%
HK$75,987
+HK$4,358/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,258/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,984
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,995
−HK$2,040/mo
Today · 4.125%
HK$79,035
baseline
▲ 0.50% · 4.625%
HK$83,201
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,070/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,882
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,398
−HK$2,556/mo
Today · 4.125%
HK$85,954
baseline
▲ 0.50% · 4.625%
HK$91,185
+HK$5,231/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$171,908/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,981
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,394
−HK$2,448/mo
Today · 4.125%
HK$94,842
baseline
▲ 0.50% · 4.625%
HK$99,841
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$189,684/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,363
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,298
−HK$2,982/mo
Today · 4.125%
HK$100,280
baseline
▲ 0.50% · 4.625%
HK$106,382
+HK$6,102/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,560/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,978
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,793
−HK$2,856/mo
Today · 4.125%
HK$110,649
baseline
▲ 0.50% · 4.625%
HK$116,482
+HK$5,833/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,298/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,324
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,097
−HK$3,835/mo
Today · 4.125%
HK$128,932
baseline
▲ 0.50% · 4.625%
HK$136,777
+HK$7,845/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,864/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,971
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$138,591
−HK$3,672/mo
Today · 4.125%
HK$142,263
baseline
▲ 0.50% · 4.625%
HK$149,762
+HK$7,499/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,526/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,256 · Scale 2, in force from 26 Feb 2026)