LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,403
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,500
−HK$2,130/mo
Today · 4.125%
HK$71,630
baseline
▲ 0.50% · 4.625%
HK$75,989
+HK$4,359/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,260/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,986
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,997
−HK$2,040/mo
Today · 4.125%
HK$79,037
baseline
▲ 0.50% · 4.625%
HK$83,203
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,074/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,884
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,400
−HK$2,556/mo
Today · 4.125%
HK$85,956
baseline
▲ 0.50% · 4.625%
HK$91,186
+HK$5,230/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$171,912/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,983
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,396
−HK$2,448/mo
Today · 4.125%
HK$94,844
baseline
▲ 0.50% · 4.625%
HK$99,844
+HK$5,000/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$189,688/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,365
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,300
−HK$2,982/mo
Today · 4.125%
HK$100,282
baseline
▲ 0.50% · 4.625%
HK$106,384
+HK$6,102/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,564/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,980
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,795
−HK$2,857/mo
Today · 4.125%
HK$110,652
baseline
▲ 0.50% · 4.625%
HK$116,484
+HK$5,832/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,304/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,326
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,100
−HK$3,834/mo
Today · 4.125%
HK$128,934
baseline
▲ 0.50% · 4.625%
HK$136,780
+HK$7,846/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,868/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,974
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$138,594
−HK$3,672/mo
Today · 4.125%
HK$142,266
baseline
▲ 0.50% · 4.625%
HK$149,765
+HK$7,499/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,532/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,282 · Scale 2, in force from 26 Feb 2026)