LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,405
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,502
−HK$2,130/mo
Today · 4.125%
HK$71,632
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$4,359/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,264/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,988
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,999
−HK$2,040/mo
Today · 4.125%
HK$79,039
baseline
▲ 0.50% · 4.625%
HK$83,205
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,078/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,886
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,402
−HK$2,556/mo
Today · 4.125%
HK$85,958
baseline
▲ 0.50% · 4.625%
HK$91,189
+HK$5,231/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$171,916/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,985
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,398
−HK$2,449/mo
Today · 4.125%
HK$94,847
baseline
▲ 0.50% · 4.625%
HK$99,846
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$189,694/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,367
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,303
−HK$2,982/mo
Today · 4.125%
HK$100,285
baseline
▲ 0.50% · 4.625%
HK$106,387
+HK$6,102/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,570/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,983
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,798
−HK$2,856/mo
Today · 4.125%
HK$110,654
baseline
▲ 0.50% · 4.625%
HK$116,487
+HK$5,833/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,308/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,329
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$125,103
−HK$3,835/mo
Today · 4.125%
HK$128,938
baseline
▲ 0.50% · 4.625%
HK$136,783
+HK$7,845/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,876/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,978
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$138,598
−HK$3,672/mo
Today · 4.125%
HK$142,270
baseline
▲ 0.50% · 4.625%
HK$149,769
+HK$7,499/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,540/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,314 · Scale 2, in force from 26 Feb 2026)