LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,406
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,503
−HK$2,130/mo
Today · 4.125%
HK$71,633
baseline
▲ 0.50% · 4.625%
HK$75,992
+HK$4,359/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,266/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,988
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,000
−HK$2,040/mo
Today · 4.125%
HK$79,040
baseline
▲ 0.50% · 4.625%
HK$83,206
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,080/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,887
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,403
−HK$2,556/mo
Today · 4.125%
HK$85,959
baseline
▲ 0.50% · 4.625%
HK$91,190
+HK$5,231/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$171,918/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,986
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,399
−HK$2,449/mo
Today · 4.125%
HK$94,848
baseline
▲ 0.50% · 4.625%
HK$99,847
+HK$4,999/mo
Deposit HK$11.82M · loan HK$17.74M · min. income ≈ HK$189,696/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,368
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,304
−HK$2,982/mo
Today · 4.125%
HK$100,286
baseline
▲ 0.50% · 4.625%
HK$106,388
+HK$6,102/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$200,572/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,984
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,799
−HK$2,857/mo
Today · 4.125%
HK$110,656
baseline
▲ 0.50% · 4.625%
HK$116,489
+HK$5,833/mo
Deposit HK$8.87M · loan HK$20.69M · min. income ≈ HK$221,312/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,331
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,105
−HK$3,834/mo
Today · 4.125%
HK$128,939
baseline
▲ 0.50% · 4.625%
HK$136,785
+HK$7,846/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$257,878/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,979
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,599
−HK$3,673/mo
Today · 4.125%
HK$142,272
baseline
▲ 0.50% · 4.625%
HK$149,771
+HK$7,499/mo
Deposit HK$2.96M · loan HK$26.60M · min. income ≈ HK$284,544/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,330 · Scale 2, in force from 26 Feb 2026)