LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,414
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,511
−HK$2,131/mo
Today · 4.125%
HK$71,642
baseline
▲ 0.50% · 4.625%
HK$76,001
+HK$4,359/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,284/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,998
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,009
−HK$2,041/mo
Today · 4.125%
HK$79,050
baseline
▲ 0.50% · 4.625%
HK$83,216
+HK$4,166/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,100/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,897
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,414
−HK$2,556/mo
Today · 4.125%
HK$85,970
baseline
▲ 0.50% · 4.625%
HK$91,201
+HK$5,231/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,940/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,997
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,411
−HK$2,449/mo
Today · 4.125%
HK$94,860
baseline
▲ 0.50% · 4.625%
HK$99,860
+HK$5,000/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,720/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,380
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,316
−HK$2,983/mo
Today · 4.125%
HK$100,299
baseline
▲ 0.50% · 4.625%
HK$106,401
+HK$6,102/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,598/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,997
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,813
−HK$2,857/mo
Today · 4.125%
HK$110,670
baseline
▲ 0.50% · 4.625%
HK$116,503
+HK$5,833/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,340/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,346
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$125,120
−HK$3,835/mo
Today · 4.125%
HK$128,955
baseline
▲ 0.50% · 4.625%
HK$136,802
+HK$7,847/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$257,910/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,996
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,616
−HK$3,673/mo
Today · 4.125%
HK$142,289
baseline
▲ 0.50% · 4.625%
HK$149,790
+HK$7,501/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$284,578/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,486 · Scale 2, in force from 26 Feb 2026)