LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,419
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,516
−HK$2,130/mo
Today · 4.125%
HK$71,646
baseline
▲ 0.50% · 4.625%
HK$76,006
+HK$4,360/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,292/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,003
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,014
−HK$2,041/mo
Today · 4.125%
HK$79,055
baseline
▲ 0.50% · 4.625%
HK$83,222
+HK$4,167/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,110/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,902
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,419
−HK$2,557/mo
Today · 4.125%
HK$85,976
baseline
▲ 0.50% · 4.625%
HK$91,207
+HK$5,231/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,952/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,003
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,417
−HK$2,449/mo
Today · 4.125%
HK$94,866
baseline
▲ 0.50% · 4.625%
HK$99,866
+HK$5,000/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,732/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,386
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,322
−HK$2,983/mo
Today · 4.125%
HK$100,305
baseline
▲ 0.50% · 4.625%
HK$106,408
+HK$6,103/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,610/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,004
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,820
−HK$2,857/mo
Today · 4.125%
HK$110,677
baseline
▲ 0.50% · 4.625%
HK$116,510
+HK$5,833/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,354/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,354
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$125,128
−HK$3,835/mo
Today · 4.125%
HK$128,963
baseline
▲ 0.50% · 4.625%
HK$136,811
+HK$7,848/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$257,926/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,005
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,625
−HK$3,673/mo
Today · 4.125%
HK$142,298
baseline
▲ 0.50% · 4.625%
HK$149,799
+HK$7,501/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$284,596/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,566 · Scale 2, in force from 26 Feb 2026)