LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,421
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,518
−HK$2,131/mo
Today · 4.125%
HK$71,649
baseline
▲ 0.50% · 4.625%
HK$76,009
+HK$4,360/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,298/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,005
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,017
−HK$2,040/mo
Today · 4.125%
HK$79,057
baseline
▲ 0.50% · 4.625%
HK$83,225
+HK$4,168/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,114/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,905
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,422
−HK$2,557/mo
Today · 4.125%
HK$85,979
baseline
▲ 0.50% · 4.625%
HK$91,210
+HK$5,231/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,958/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,006
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,420
−HK$2,449/mo
Today · 4.125%
HK$94,869
baseline
▲ 0.50% · 4.625%
HK$99,870
+HK$5,001/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,738/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,389
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,325
−HK$2,983/mo
Today · 4.125%
HK$100,308
baseline
▲ 0.50% · 4.625%
HK$106,412
+HK$6,104/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,616/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,007
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,823
−HK$2,857/mo
Today · 4.125%
HK$110,680
baseline
▲ 0.50% · 4.625%
HK$116,515
+HK$5,835/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,360/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,358
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$125,133
−HK$3,835/mo
Today · 4.125%
HK$128,968
baseline
▲ 0.50% · 4.625%
HK$136,815
+HK$7,847/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$257,936/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,009
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$138,630
−HK$3,673/mo
Today · 4.125%
HK$142,303
baseline
▲ 0.50% · 4.625%
HK$149,804
+HK$7,501/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$284,606/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,610 · Scale 2, in force from 26 Feb 2026)