LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,423
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,520
−HK$2,131/mo
Today · 4.125%
HK$71,651
baseline
▲ 0.50% · 4.625%
HK$76,011
+HK$4,360/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$143,302/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,007
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,019
−HK$2,041/mo
Today · 4.125%
HK$79,060
baseline
▲ 0.50% · 4.625%
HK$83,227
+HK$4,167/mo
Deposit HK$14.78M · loan HK$14.78M · min. income ≈ HK$158,120/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,907
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,424
−HK$2,557/mo
Today · 4.125%
HK$85,981
baseline
▲ 0.50% · 4.625%
HK$91,213
+HK$5,232/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,962/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,009
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,423
−HK$2,449/mo
Today · 4.125%
HK$94,872
baseline
▲ 0.50% · 4.625%
HK$99,872
+HK$5,000/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,744/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,392
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,328
−HK$2,983/mo
Today · 4.125%
HK$100,311
baseline
▲ 0.50% · 4.625%
HK$106,415
+HK$6,104/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,622/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,010
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,826
−HK$2,857/mo
Today · 4.125%
HK$110,683
baseline
▲ 0.50% · 4.625%
HK$116,518
+HK$5,835/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,366/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,361
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$125,136
−HK$3,835/mo
Today · 4.125%
HK$128,971
baseline
▲ 0.50% · 4.625%
HK$136,819
+HK$7,848/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$257,942/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,013
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$138,634
−HK$3,673/mo
Today · 4.125%
HK$142,307
baseline
▲ 0.50% · 4.625%
HK$149,808
+HK$7,501/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$284,614/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,644 · Scale 2, in force from 26 Feb 2026)