LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,428
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,526
−HK$2,130/mo
Today · 4.125%
HK$71,656
baseline
▲ 0.50% · 4.625%
HK$76,017
+HK$4,361/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,312/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,013
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,025
−HK$2,041/mo
Today · 4.125%
HK$79,066
baseline
▲ 0.50% · 4.625%
HK$83,233
+HK$4,167/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,132/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,914
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,431
−HK$2,557/mo
Today · 4.125%
HK$85,988
baseline
▲ 0.50% · 4.625%
HK$91,220
+HK$5,232/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,976/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,016
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,430
−HK$2,449/mo
Today · 4.125%
HK$94,879
baseline
▲ 0.50% · 4.625%
HK$99,880
+HK$5,001/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,758/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,399
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,336
−HK$2,983/mo
Today · 4.125%
HK$100,319
baseline
▲ 0.50% · 4.625%
HK$106,423
+HK$6,104/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,638/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,018
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,835
−HK$2,857/mo
Today · 4.125%
HK$110,692
baseline
▲ 0.50% · 4.625%
HK$116,527
+HK$5,835/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,384/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,371
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$125,146
−HK$3,836/mo
Today · 4.125%
HK$128,982
baseline
▲ 0.50% · 4.625%
HK$136,830
+HK$7,848/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$257,964/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,024
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$138,645
−HK$3,673/mo
Today · 4.125%
HK$142,318
baseline
▲ 0.50% · 4.625%
HK$149,820
+HK$7,502/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$284,636/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,743 · Scale 2, in force from 26 Feb 2026)