LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,429
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,527
−HK$2,131/mo
Today · 4.125%
HK$71,658
baseline
▲ 0.50% · 4.625%
HK$76,018
+HK$4,360/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,316/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,015
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,026
−HK$2,041/mo
Today · 4.125%
HK$79,067
baseline
▲ 0.50% · 4.625%
HK$83,235
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,134/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,915
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,432
−HK$2,557/mo
Today · 4.125%
HK$85,989
baseline
▲ 0.50% · 4.625%
HK$91,222
+HK$5,233/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,978/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,017
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,432
−HK$2,449/mo
Today · 4.125%
HK$94,881
baseline
▲ 0.50% · 4.625%
HK$99,882
+HK$5,001/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,762/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,401
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,338
−HK$2,983/mo
Today · 4.125%
HK$100,321
baseline
▲ 0.50% · 4.625%
HK$106,425
+HK$6,104/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,642/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,020
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,837
−HK$2,857/mo
Today · 4.125%
HK$110,694
baseline
▲ 0.50% · 4.625%
HK$116,529
+HK$5,835/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,388/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,373
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$125,148
−HK$3,836/mo
Today · 4.125%
HK$128,984
baseline
▲ 0.50% · 4.625%
HK$136,832
+HK$7,848/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$257,968/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,026
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$138,647
−HK$3,674/mo
Today · 4.125%
HK$142,321
baseline
▲ 0.50% · 4.625%
HK$149,823
+HK$7,502/mo
Deposit HK$2.96M · loan HK$26.61M · min. income ≈ HK$284,642/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,767 · Scale 2, in force from 26 Feb 2026)