LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,435
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,533
−HK$2,131/mo
Today · 4.125%
HK$71,664
baseline
▲ 0.50% · 4.625%
HK$76,024
+HK$4,360/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,328/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,021
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,033
−HK$2,041/mo
Today · 4.125%
HK$79,074
baseline
▲ 0.50% · 4.625%
HK$83,242
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,148/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,922
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,439
−HK$2,557/mo
Today · 4.125%
HK$85,996
baseline
▲ 0.50% · 4.625%
HK$91,229
+HK$5,233/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$171,992/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,025
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,439
−HK$2,450/mo
Today · 4.125%
HK$94,889
baseline
▲ 0.50% · 4.625%
HK$99,890
+HK$5,001/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,778/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,409
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,346
−HK$2,983/mo
Today · 4.125%
HK$100,329
baseline
▲ 0.50% · 4.625%
HK$106,434
+HK$6,105/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,658/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,029
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,846
−HK$2,857/mo
Today · 4.125%
HK$110,703
baseline
▲ 0.50% · 4.625%
HK$116,539
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,406/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,383
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,159
−HK$3,836/mo
Today · 4.125%
HK$128,995
baseline
▲ 0.50% · 4.625%
HK$136,844
+HK$7,849/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$257,990/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,037
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,659
−HK$3,674/mo
Today · 4.125%
HK$142,333
baseline
▲ 0.50% · 4.625%
HK$149,835
+HK$7,502/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,666/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,870 · Scale 2, in force from 26 Feb 2026)