LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,437
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,535
−HK$2,131/mo
Today · 4.125%
HK$71,666
baseline
▲ 0.50% · 4.625%
HK$76,027
+HK$4,361/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,332/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,023
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,036
−HK$2,041/mo
Today · 4.125%
HK$79,077
baseline
▲ 0.50% · 4.625%
HK$83,245
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,154/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,925
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,442
−HK$2,558/mo
Today · 4.125%
HK$86,000
baseline
▲ 0.50% · 4.625%
HK$91,232
+HK$5,232/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$172,000/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,028
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,443
−HK$2,449/mo
Today · 4.125%
HK$94,892
baseline
▲ 0.50% · 4.625%
HK$99,894
+HK$5,002/mo
Deposit HK$11.83M · loan HK$17.74M · min. income ≈ HK$189,784/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,412
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,349
−HK$2,984/mo
Today · 4.125%
HK$100,333
baseline
▲ 0.50% · 4.625%
HK$106,438
+HK$6,105/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,666/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,033
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,850
−HK$2,857/mo
Today · 4.125%
HK$110,707
baseline
▲ 0.50% · 4.625%
HK$116,543
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,414/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,387
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,163
−HK$3,836/mo
Today · 4.125%
HK$128,999
baseline
▲ 0.50% · 4.625%
HK$136,849
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$257,998/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,042
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,664
−HK$3,674/mo
Today · 4.125%
HK$142,338
baseline
▲ 0.50% · 4.625%
HK$149,841
+HK$7,503/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,676/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,916 · Scale 2, in force from 26 Feb 2026)