LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,440
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,538
−HK$2,131/mo
Today · 4.125%
HK$71,669
baseline
▲ 0.50% · 4.625%
HK$76,030
+HK$4,361/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,338/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,026
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,038
−HK$2,042/mo
Today · 4.125%
HK$79,080
baseline
▲ 0.50% · 4.625%
HK$83,248
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,160/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,928
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,445
−HK$2,558/mo
Today · 4.125%
HK$86,003
baseline
▲ 0.50% · 4.625%
HK$91,236
+HK$5,233/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,006/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,031
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,446
−HK$2,450/mo
Today · 4.125%
HK$94,896
baseline
▲ 0.50% · 4.625%
HK$99,898
+HK$5,002/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,792/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,416
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,353
−HK$2,984/mo
Today · 4.125%
HK$100,337
baseline
▲ 0.50% · 4.625%
HK$106,442
+HK$6,105/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,674/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,037
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,854
−HK$2,857/mo
Today · 4.125%
HK$110,711
baseline
▲ 0.50% · 4.625%
HK$116,547
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,422/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,392
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,168
−HK$3,836/mo
Today · 4.125%
HK$129,004
baseline
▲ 0.50% · 4.625%
HK$136,854
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,008/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,047
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,669
−HK$3,674/mo
Today · 4.125%
HK$142,343
baseline
▲ 0.50% · 4.625%
HK$149,846
+HK$7,503/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,686/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,256,962 · Scale 2, in force from 26 Feb 2026)