LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,443
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,541
−HK$2,131/mo
Today · 4.125%
HK$71,672
baseline
▲ 0.50% · 4.625%
HK$76,033
+HK$4,361/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,344/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,029
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,042
−HK$2,041/mo
Today · 4.125%
HK$79,083
baseline
▲ 0.50% · 4.625%
HK$83,251
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,166/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,931
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,449
−HK$2,557/mo
Today · 4.125%
HK$86,006
baseline
▲ 0.50% · 4.625%
HK$91,240
+HK$5,234/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,012/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,035
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,450
−HK$2,449/mo
Today · 4.125%
HK$94,899
baseline
▲ 0.50% · 4.625%
HK$99,902
+HK$5,003/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,798/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,420
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,357
−HK$2,984/mo
Today · 4.125%
HK$100,341
baseline
▲ 0.50% · 4.625%
HK$106,446
+HK$6,105/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,682/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,041
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,858
−HK$2,858/mo
Today · 4.125%
HK$110,716
baseline
▲ 0.50% · 4.625%
HK$116,552
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,432/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,397
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,173
−HK$3,836/mo
Today · 4.125%
HK$129,009
baseline
▲ 0.50% · 4.625%
HK$136,859
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,018/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,053
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,675
−HK$3,674/mo
Today · 4.125%
HK$142,349
baseline
▲ 0.50% · 4.625%
HK$149,853
+HK$7,504/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,698/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,014 · Scale 2, in force from 26 Feb 2026)