LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,444
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,542
−HK$2,132/mo
Today · 4.125%
HK$71,674
baseline
▲ 0.50% · 4.625%
HK$76,035
+HK$4,361/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,348/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,031
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,043
−HK$2,042/mo
Today · 4.125%
HK$79,085
baseline
▲ 0.50% · 4.625%
HK$83,253
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,170/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,933
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,451
−HK$2,557/mo
Today · 4.125%
HK$86,008
baseline
▲ 0.50% · 4.625%
HK$91,242
+HK$5,234/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,016/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,037
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,452
−HK$2,450/mo
Today · 4.125%
HK$94,902
baseline
▲ 0.50% · 4.625%
HK$99,904
+HK$5,002/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,804/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,422
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,359
−HK$2,984/mo
Today · 4.125%
HK$100,343
baseline
▲ 0.50% · 4.625%
HK$106,449
+HK$6,106/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,686/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,044
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,861
−HK$2,858/mo
Today · 4.125%
HK$110,719
baseline
▲ 0.50% · 4.625%
HK$116,555
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,438/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,400
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,176
−HK$3,837/mo
Today · 4.125%
HK$129,013
baseline
▲ 0.50% · 4.625%
HK$136,863
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,026/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,056
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,678
−HK$3,675/mo
Today · 4.125%
HK$142,353
baseline
▲ 0.50% · 4.625%
HK$149,856
+HK$7,503/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,706/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,044 · Scale 2, in force from 26 Feb 2026)