LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,445
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,543
−HK$2,131/mo
Today · 4.125%
HK$71,674
baseline
▲ 0.50% · 4.625%
HK$76,036
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,348/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,032
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,044
−HK$2,042/mo
Today · 4.125%
HK$79,086
baseline
▲ 0.50% · 4.625%
HK$83,254
+HK$4,168/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,172/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,934
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,451
−HK$2,558/mo
Today · 4.125%
HK$86,009
baseline
▲ 0.50% · 4.625%
HK$91,243
+HK$5,234/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,018/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,038
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,453
−HK$2,450/mo
Today · 4.125%
HK$94,903
baseline
▲ 0.50% · 4.625%
HK$99,905
+HK$5,002/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,806/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,423
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,360
−HK$2,984/mo
Today · 4.125%
HK$100,344
baseline
▲ 0.50% · 4.625%
HK$106,450
+HK$6,106/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,688/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,045
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,862
−HK$2,858/mo
Today · 4.125%
HK$110,720
baseline
▲ 0.50% · 4.625%
HK$116,556
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$221,440/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,401
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,177
−HK$3,837/mo
Today · 4.125%
HK$129,014
baseline
▲ 0.50% · 4.625%
HK$136,864
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,028/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,057
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,679
−HK$3,675/mo
Today · 4.125%
HK$142,354
baseline
▲ 0.50% · 4.625%
HK$149,858
+HK$7,504/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,708/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,056 · Scale 2, in force from 26 Feb 2026)