LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,447
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,545
−HK$2,131/mo
Today · 4.125%
HK$71,676
baseline
▲ 0.50% · 4.625%
HK$76,038
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,352/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,034
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,046
−HK$2,042/mo
Today · 4.125%
HK$79,088
baseline
▲ 0.50% · 4.625%
HK$83,257
+HK$4,169/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,176/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,936
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,454
−HK$2,558/mo
Today · 4.125%
HK$86,012
baseline
▲ 0.50% · 4.625%
HK$91,245
+HK$5,233/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,024/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,041
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,456
−HK$2,449/mo
Today · 4.125%
HK$94,905
baseline
▲ 0.50% · 4.625%
HK$99,908
+HK$5,003/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,810/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,426
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,363
−HK$2,984/mo
Today · 4.125%
HK$100,347
baseline
▲ 0.50% · 4.625%
HK$106,453
+HK$6,106/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$200,694/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,048
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,865
−HK$2,858/mo
Today · 4.125%
HK$110,723
baseline
▲ 0.50% · 4.625%
HK$116,559
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$221,446/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,404
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,181
−HK$3,837/mo
Today · 4.125%
HK$129,018
baseline
▲ 0.50% · 4.625%
HK$136,868
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,036/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,061
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,683
−HK$3,675/mo
Today · 4.125%
HK$142,358
baseline
▲ 0.50% · 4.625%
HK$149,862
+HK$7,504/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,716/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,257,093 · Scale 2, in force from 26 Feb 2026)