LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,450
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,548
−HK$2,131/mo
Today · 4.125%
HK$71,679
baseline
▲ 0.50% · 4.625%
HK$76,041
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,358/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,037
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,049
−HK$2,042/mo
Today · 4.125%
HK$79,091
baseline
▲ 0.50% · 4.625%
HK$83,260
+HK$4,169/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,182/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,940
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,457
−HK$2,558/mo
Today · 4.125%
HK$86,015
baseline
▲ 0.50% · 4.625%
HK$91,249
+HK$5,234/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,030/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,044
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,459
−HK$2,450/mo
Today · 4.125%
HK$94,909
baseline
▲ 0.50% · 4.625%
HK$99,912
+HK$5,003/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,818/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,429
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,367
−HK$2,984/mo
Today · 4.125%
HK$100,351
baseline
▲ 0.50% · 4.625%
HK$106,457
+HK$6,106/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$200,702/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,052
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,869
−HK$2,858/mo
Today · 4.125%
HK$110,727
baseline
▲ 0.50% · 4.625%
HK$116,564
+HK$5,837/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$221,454/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,409
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,186
−HK$3,837/mo
Today · 4.125%
HK$129,023
baseline
▲ 0.50% · 4.625%
HK$136,873
+HK$7,850/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,046/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,067
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,689
−HK$3,675/mo
Today · 4.125%
HK$142,364
baseline
▲ 0.50% · 4.625%
HK$149,868
+HK$7,504/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,728/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,144 · Scale 2, in force from 26 Feb 2026)