LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,454
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,552
−HK$2,132/mo
Today · 4.125%
HK$71,684
baseline
▲ 0.50% · 4.625%
HK$76,046
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,368/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,042
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,054
−HK$2,042/mo
Today · 4.125%
HK$79,096
baseline
▲ 0.50% · 4.625%
HK$83,265
+HK$4,169/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,192/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,945
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,463
−HK$2,558/mo
Today · 4.125%
HK$86,021
baseline
▲ 0.50% · 4.625%
HK$91,255
+HK$5,234/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,042/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,050
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,465
−HK$2,450/mo
Today · 4.125%
HK$94,915
baseline
▲ 0.50% · 4.625%
HK$99,918
+HK$5,003/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,830/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,435
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,373
−HK$2,984/mo
Today · 4.125%
HK$100,357
baseline
▲ 0.50% · 4.625%
HK$106,464
+HK$6,107/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$200,714/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,059
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,876
−HK$2,859/mo
Today · 4.125%
HK$110,735
baseline
▲ 0.50% · 4.625%
HK$116,571
+HK$5,836/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$221,470/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,417
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,194
−HK$3,837/mo
Today · 4.125%
HK$129,031
baseline
▲ 0.50% · 4.625%
HK$136,882
+HK$7,851/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,062/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,075
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$138,698
−HK$3,675/mo
Today · 4.125%
HK$142,373
baseline
▲ 0.50% · 4.625%
HK$149,878
+HK$7,505/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,746/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,224 · Scale 2, in force from 26 Feb 2026)