LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,456
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,555
−HK$2,131/mo
Today · 4.125%
HK$71,686
baseline
▲ 0.50% · 4.625%
HK$76,048
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,372/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,045
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,057
−HK$2,042/mo
Today · 4.125%
HK$79,099
baseline
▲ 0.50% · 4.625%
HK$83,268
+HK$4,169/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,198/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,948
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,466
−HK$2,558/mo
Today · 4.125%
HK$86,024
baseline
▲ 0.50% · 4.625%
HK$91,258
+HK$5,234/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,048/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,053
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,469
−HK$2,450/mo
Today · 4.125%
HK$94,919
baseline
▲ 0.50% · 4.625%
HK$99,922
+HK$5,003/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,838/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,439
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,376
−HK$2,985/mo
Today · 4.125%
HK$100,361
baseline
▲ 0.50% · 4.625%
HK$106,468
+HK$6,107/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$200,722/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,062
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,880
−HK$2,859/mo
Today · 4.125%
HK$110,739
baseline
▲ 0.50% · 4.625%
HK$116,576
+HK$5,837/mo
Deposit HK$8.87M · loan HK$20.71M · min. income ≈ HK$221,478/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,421
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,198
−HK$3,838/mo
Today · 4.125%
HK$129,036
baseline
▲ 0.50% · 4.625%
HK$136,887
+HK$7,851/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$258,072/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,080
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$138,703
−HK$3,675/mo
Today · 4.125%
HK$142,378
baseline
▲ 0.50% · 4.625%
HK$149,883
+HK$7,505/mo
Deposit HK$2.96M · loan HK$26.62M · min. income ≈ HK$284,756/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,269 · Scale 2, in force from 26 Feb 2026)