LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,458
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,557
−HK$2,132/mo
Today · 4.125%
HK$71,689
baseline
▲ 0.50% · 4.625%
HK$76,051
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,378/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,047
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,060
−HK$2,041/mo
Today · 4.125%
HK$79,101
baseline
▲ 0.50% · 4.625%
HK$83,271
+HK$4,170/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,202/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,950
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,468
−HK$2,558/mo
Today · 4.125%
HK$86,026
baseline
▲ 0.50% · 4.625%
HK$91,261
+HK$5,235/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,052/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,056
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,471
−HK$2,451/mo
Today · 4.125%
HK$94,922
baseline
▲ 0.50% · 4.625%
HK$99,925
+HK$5,003/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,844/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,442
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,379
−HK$2,985/mo
Today · 4.125%
HK$100,364
baseline
▲ 0.50% · 4.625%
HK$106,471
+HK$6,107/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$200,728/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,066
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,883
−HK$2,859/mo
Today · 4.125%
HK$110,742
baseline
▲ 0.50% · 4.625%
HK$116,579
+HK$5,837/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$221,484/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,425
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,202
−HK$3,838/mo
Today · 4.125%
HK$129,040
baseline
▲ 0.50% · 4.625%
HK$136,891
+HK$7,851/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$258,080/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,084
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$138,707
−HK$3,675/mo
Today · 4.125%
HK$142,382
baseline
▲ 0.50% · 4.625%
HK$149,888
+HK$7,506/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$284,764/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,308 · Scale 2, in force from 26 Feb 2026)