LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,459
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,557
−HK$2,132/mo
Today · 4.125%
HK$71,689
baseline
▲ 0.50% · 4.625%
HK$76,051
+HK$4,362/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,378/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,047
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,060
−HK$2,042/mo
Today · 4.125%
HK$79,102
baseline
▲ 0.50% · 4.625%
HK$83,272
+HK$4,170/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,204/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,951
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,469
−HK$2,558/mo
Today · 4.125%
HK$86,027
baseline
▲ 0.50% · 4.625%
HK$91,262
+HK$5,235/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,054/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,057
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,472
−HK$2,450/mo
Today · 4.125%
HK$94,922
baseline
▲ 0.50% · 4.625%
HK$99,926
+HK$5,004/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,844/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,443
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,380
−HK$2,985/mo
Today · 4.125%
HK$100,365
baseline
▲ 0.50% · 4.625%
HK$106,472
+HK$6,107/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$200,730/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,066
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,884
−HK$2,859/mo
Today · 4.125%
HK$110,743
baseline
▲ 0.50% · 4.625%
HK$116,580
+HK$5,837/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$221,486/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,426
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,203
−HK$3,838/mo
Today · 4.125%
HK$129,041
baseline
▲ 0.50% · 4.625%
HK$136,892
+HK$7,851/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$258,082/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,085
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,708
−HK$3,676/mo
Today · 4.125%
HK$142,384
baseline
▲ 0.50% · 4.625%
HK$149,889
+HK$7,505/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$284,768/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,317 · Scale 2, in force from 26 Feb 2026)