LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,465
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,564
−HK$2,132/mo
Today · 4.125%
HK$71,696
baseline
▲ 0.50% · 4.625%
HK$76,059
+HK$4,363/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,392/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,055
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,068
−HK$2,042/mo
Today · 4.125%
HK$79,110
baseline
▲ 0.50% · 4.625%
HK$83,280
+HK$4,170/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,220/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,959
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,477
−HK$2,558/mo
Today · 4.125%
HK$86,035
baseline
▲ 0.50% · 4.625%
HK$91,270
+HK$5,235/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$172,070/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,066
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,481
−HK$2,451/mo
Today · 4.125%
HK$94,932
baseline
▲ 0.50% · 4.625%
HK$99,936
+HK$5,004/mo
Deposit HK$11.83M · loan HK$17.75M · min. income ≈ HK$189,864/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,452
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,390
−HK$2,985/mo
Today · 4.125%
HK$100,375
baseline
▲ 0.50% · 4.625%
HK$106,482
+HK$6,107/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$200,750/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,077
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,895
−HK$2,858/mo
Today · 4.125%
HK$110,753
baseline
▲ 0.50% · 4.625%
HK$116,591
+HK$5,838/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$221,506/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,438
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,215
−HK$3,838/mo
Today · 4.125%
HK$129,053
baseline
▲ 0.50% · 4.625%
HK$136,906
+HK$7,853/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$258,106/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,098
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,722
−HK$3,675/mo
Today · 4.125%
HK$142,397
baseline
▲ 0.50% · 4.625%
HK$149,903
+HK$7,506/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$284,794/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,439 · Scale 2, in force from 26 Feb 2026)