LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,468
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,567
−HK$2,132/mo
Today · 4.125%
HK$71,699
baseline
▲ 0.50% · 4.625%
HK$76,062
+HK$4,363/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$143,398/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,058
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,071
−HK$2,042/mo
Today · 4.125%
HK$79,113
baseline
▲ 0.50% · 4.625%
HK$83,283
+HK$4,170/mo
Deposit HK$14.79M · loan HK$14.79M · min. income ≈ HK$158,226/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,962
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,480
−HK$2,559/mo
Today · 4.125%
HK$86,039
baseline
▲ 0.50% · 4.625%
HK$91,274
+HK$5,235/mo
Deposit HK$11.84M · loan HK$17.75M · min. income ≈ HK$172,078/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,069
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,485
−HK$2,450/mo
Today · 4.125%
HK$94,935
baseline
▲ 0.50% · 4.625%
HK$99,940
+HK$5,005/mo
Deposit HK$11.84M · loan HK$17.75M · min. income ≈ HK$189,870/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,455
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,394
−HK$2,985/mo
Today · 4.125%
HK$100,379
baseline
▲ 0.50% · 4.625%
HK$106,486
+HK$6,107/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$200,758/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,081
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,899
−HK$2,859/mo
Today · 4.125%
HK$110,758
baseline
▲ 0.50% · 4.625%
HK$116,596
+HK$5,838/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$221,516/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,443
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,220
−HK$3,838/mo
Today · 4.125%
HK$129,058
baseline
▲ 0.50% · 4.625%
HK$136,911
+HK$7,853/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$258,116/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,104
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,727
−HK$3,676/mo
Today · 4.125%
HK$142,403
baseline
▲ 0.50% · 4.625%
HK$149,909
+HK$7,506/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$284,806/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,489 · Scale 2, in force from 26 Feb 2026)