LTV · monthly repayment
▼ 0.50% · 3.625%
HK$674,719
−HK$42,311/mo
▼ 0.25% · 3.875%
HK$695,706
−HK$21,324/mo
Today · 4.125%
HK$717,030
baseline
▲ 0.50% · 4.625%
HK$760,659
+HK$43,629/mo
Deposit HK$147.95M · loan HK$147.95M · min. income ≈ HK$1,434,060/mo (50% DSR)
Upfront cash ≈ HK$167.18M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$750,618
−HK$40,553/mo
▼ 0.25% · 3.875%
HK$770,749
−HK$20,422/mo
Today · 4.125%
HK$791,171
baseline
▲ 0.50% · 4.625%
HK$832,875
+HK$41,704/mo
Deposit HK$147.95M · loan HK$147.95M · min. income ≈ HK$1,582,342/mo (50% DSR)
Upfront cash ≈ HK$167.18M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$809,662
−HK$50,773/mo
▼ 0.25% · 3.875%
HK$834,848
−HK$25,587/mo
Today · 4.125%
HK$860,435
baseline
▲ 0.50% · 4.625%
HK$912,791
+HK$52,356/mo
Deposit HK$118.36M · loan HK$177.54M · min. income ≈ HK$1,720,870/mo (50% DSR)
Upfront cash ≈ HK$137.59M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$900,741
−HK$48,665/mo
▼ 0.25% · 3.875%
HK$924,899
−HK$24,507/mo
Today · 4.125%
HK$949,406
baseline
▲ 0.50% · 4.625%
HK$999,450
+HK$50,044/mo
Deposit HK$118.36M · loan HK$177.54M · min. income ≈ HK$1,898,812/mo (50% DSR)
Upfront cash ≈ HK$137.59M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$944,606
−HK$59,235/mo
▼ 0.25% · 3.875%
HK$973,989
−HK$29,852/mo
Today · 4.125%
HK$1,003,841
baseline
▲ 0.50% · 4.625%
HK$1,064,923
+HK$61,082/mo
Deposit HK$88.77M · loan HK$207.13M · min. income ≈ HK$2,007,682/mo (50% DSR)
Upfront cash ≈ HK$108.00M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,050,865
−HK$56,775/mo
▼ 0.25% · 3.875%
HK$1,079,049
−HK$28,591/mo
Today · 4.125%
HK$1,107,640
baseline
▲ 0.50% · 4.625%
HK$1,166,025
+HK$58,385/mo
Deposit HK$88.77M · loan HK$207.13M · min. income ≈ HK$2,215,280/mo (50% DSR)
Upfront cash ≈ HK$108.00M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,214,494
−HK$76,159/mo
▼ 0.25% · 3.875%
HK$1,252,271
−HK$38,382/mo
Today · 4.125%
HK$1,290,653
baseline
▲ 0.50% · 4.625%
HK$1,369,186
+HK$78,533/mo
Deposit HK$29.59M · loan HK$266.31M · min. income ≈ HK$2,581,306/mo (50% DSR)
Upfront cash ≈ HK$48.82M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,351,112
−HK$72,996/mo
▼ 0.25% · 3.875%
HK$1,387,348
−HK$36,760/mo
Today · 4.125%
HK$1,424,108
baseline
▲ 0.50% · 4.625%
HK$1,499,175
+HK$75,067/mo
Deposit HK$29.59M · loan HK$266.31M · min. income ≈ HK$2,848,216/mo (50% DSR)
Upfront cash ≈ HK$48.82M (deposit + AVD stamp duty HK$19,233,239 · Scale 2, in force from 26 Feb 2026)