LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,476
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,575
−HK$2,132/mo
Today · 4.125%
HK$71,707
baseline
▲ 0.50% · 4.625%
HK$76,071
+HK$4,364/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,414/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,067
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,080
−HK$2,042/mo
Today · 4.125%
HK$79,122
baseline
▲ 0.50% · 4.625%
HK$83,293
+HK$4,171/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,244/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,971
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,490
−HK$2,559/mo
Today · 4.125%
HK$86,049
baseline
▲ 0.50% · 4.625%
HK$91,285
+HK$5,236/mo
Deposit HK$11.84M · loan HK$17.75M · min. income ≈ HK$172,098/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,080
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,496
−HK$2,451/mo
Today · 4.125%
HK$94,947
baseline
▲ 0.50% · 4.625%
HK$99,951
+HK$5,004/mo
Deposit HK$11.84M · loan HK$17.75M · min. income ≈ HK$189,894/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,467
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,405
−HK$2,985/mo
Today · 4.125%
HK$100,390
baseline
▲ 0.50% · 4.625%
HK$106,499
+HK$6,109/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$200,780/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,093
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,912
−HK$2,859/mo
Today · 4.125%
HK$110,771
baseline
▲ 0.50% · 4.625%
HK$116,610
+HK$5,839/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$221,542/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,457
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,235
−HK$3,838/mo
Today · 4.125%
HK$129,073
baseline
▲ 0.50% · 4.625%
HK$136,927
+HK$7,854/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$258,146/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,120
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$138,744
−HK$3,676/mo
Today · 4.125%
HK$142,420
baseline
▲ 0.50% · 4.625%
HK$149,927
+HK$7,507/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$284,840/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,638 · Scale 2, in force from 26 Feb 2026)