LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,477
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,576
−HK$2,132/mo
Today · 4.125%
HK$71,708
baseline
▲ 0.50% · 4.625%
HK$76,071
+HK$4,363/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,416/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,067
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,080
−HK$2,043/mo
Today · 4.125%
HK$79,123
baseline
▲ 0.50% · 4.625%
HK$83,293
+HK$4,170/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,246/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,972
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,491
−HK$2,559/mo
Today · 4.125%
HK$86,050
baseline
▲ 0.50% · 4.625%
HK$91,286
+HK$5,236/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,100/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,081
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,496
−HK$2,451/mo
Today · 4.125%
HK$94,947
baseline
▲ 0.50% · 4.625%
HK$99,952
+HK$5,005/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,894/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,467
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,406
−HK$2,985/mo
Today · 4.125%
HK$100,391
baseline
▲ 0.50% · 4.625%
HK$106,500
+HK$6,109/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$200,782/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,094
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,913
−HK$2,859/mo
Today · 4.125%
HK$110,772
baseline
▲ 0.50% · 4.625%
HK$116,611
+HK$5,839/mo
Deposit HK$8.88M · loan HK$20.71M · min. income ≈ HK$221,544/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,458
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,236
−HK$3,838/mo
Today · 4.125%
HK$129,074
baseline
▲ 0.50% · 4.625%
HK$136,928
+HK$7,854/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$258,148/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,121
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$138,745
−HK$3,676/mo
Today · 4.125%
HK$142,421
baseline
▲ 0.50% · 4.625%
HK$149,928
+HK$7,507/mo
Deposit HK$2.96M · loan HK$26.63M · min. income ≈ HK$284,842/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,648 · Scale 2, in force from 26 Feb 2026)