LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,489
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,588
−HK$2,133/mo
Today · 4.125%
HK$71,721
baseline
▲ 0.50% · 4.625%
HK$76,085
+HK$4,364/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,442/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,080
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,094
−HK$2,043/mo
Today · 4.125%
HK$79,137
baseline
▲ 0.50% · 4.625%
HK$83,308
+HK$4,171/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,274/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,986
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,505
−HK$2,560/mo
Today · 4.125%
HK$86,065
baseline
▲ 0.50% · 4.625%
HK$91,302
+HK$5,237/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,130/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,096
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,513
−HK$2,451/mo
Today · 4.125%
HK$94,964
baseline
▲ 0.50% · 4.625%
HK$99,970
+HK$5,006/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,928/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,484
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,423
−HK$2,986/mo
Today · 4.125%
HK$100,409
baseline
▲ 0.50% · 4.625%
HK$106,519
+HK$6,110/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,818/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,112
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,931
−HK$2,860/mo
Today · 4.125%
HK$110,791
baseline
▲ 0.50% · 4.625%
HK$116,631
+HK$5,840/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,582/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,479
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,258
−HK$3,839/mo
Today · 4.125%
HK$129,097
baseline
▲ 0.50% · 4.625%
HK$136,952
+HK$7,855/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,194/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,145
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,769
−HK$3,677/mo
Today · 4.125%
HK$142,446
baseline
▲ 0.50% · 4.625%
HK$149,954
+HK$7,508/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,892/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,868 · Scale 2, in force from 26 Feb 2026)