LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,489
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,588
−HK$2,133/mo
Today · 4.125%
HK$71,721
baseline
▲ 0.50% · 4.625%
HK$76,085
+HK$4,364/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,442/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,081
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,094
−HK$2,043/mo
Today · 4.125%
HK$79,137
baseline
▲ 0.50% · 4.625%
HK$83,309
+HK$4,172/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,274/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,987
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,506
−HK$2,559/mo
Today · 4.125%
HK$86,065
baseline
▲ 0.50% · 4.625%
HK$91,302
+HK$5,237/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,130/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,097
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,513
−HK$2,452/mo
Today · 4.125%
HK$94,965
baseline
▲ 0.50% · 4.625%
HK$99,970
+HK$5,005/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,930/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,485
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,424
−HK$2,986/mo
Today · 4.125%
HK$100,410
baseline
▲ 0.50% · 4.625%
HK$106,519
+HK$6,109/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,820/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,113
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,932
−HK$2,860/mo
Today · 4.125%
HK$110,792
baseline
▲ 0.50% · 4.625%
HK$116,632
+HK$5,840/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,584/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,480
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,259
−HK$3,839/mo
Today · 4.125%
HK$129,098
baseline
▲ 0.50% · 4.625%
HK$136,953
+HK$7,855/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,196/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,145
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,770
−HK$3,677/mo
Today · 4.125%
HK$142,447
baseline
▲ 0.50% · 4.625%
HK$149,956
+HK$7,509/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,894/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,877 · Scale 2, in force from 26 Feb 2026)