LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,491
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,590
−HK$2,133/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$76,087
+HK$4,364/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,083
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,096
−HK$2,043/mo
Today · 4.125%
HK$79,139
baseline
▲ 0.50% · 4.625%
HK$83,311
+HK$4,172/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,278/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,989
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,508
−HK$2,559/mo
Today · 4.125%
HK$86,067
baseline
▲ 0.50% · 4.625%
HK$91,304
+HK$5,237/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,134/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,099
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,516
−HK$2,451/mo
Today · 4.125%
HK$94,967
baseline
▲ 0.50% · 4.625%
HK$99,973
+HK$5,006/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,934/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,487
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,426
−HK$2,986/mo
Today · 4.125%
HK$100,412
baseline
▲ 0.50% · 4.625%
HK$106,522
+HK$6,110/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,824/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,116
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,935
−HK$2,860/mo
Today · 4.125%
HK$110,795
baseline
▲ 0.50% · 4.625%
HK$116,635
+HK$5,840/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,590/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,483
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,262
−HK$3,839/mo
Today · 4.125%
HK$129,101
baseline
▲ 0.50% · 4.625%
HK$136,957
+HK$7,856/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,202/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,149
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,773
−HK$3,677/mo
Today · 4.125%
HK$142,450
baseline
▲ 0.50% · 4.625%
HK$149,959
+HK$7,509/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,900/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,908 · Scale 2, in force from 26 Feb 2026)