LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,491
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,590
−HK$2,133/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$76,088
+HK$4,365/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,083
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,097
−HK$2,043/mo
Today · 4.125%
HK$79,140
baseline
▲ 0.50% · 4.625%
HK$83,311
+HK$4,171/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,280/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,989
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,508
−HK$2,560/mo
Today · 4.125%
HK$86,068
baseline
▲ 0.50% · 4.625%
HK$91,305
+HK$5,237/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,136/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,100
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,516
−HK$2,452/mo
Today · 4.125%
HK$94,968
baseline
▲ 0.50% · 4.625%
HK$99,973
+HK$5,005/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,936/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,487
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,427
−HK$2,986/mo
Today · 4.125%
HK$100,413
baseline
▲ 0.50% · 4.625%
HK$106,523
+HK$6,110/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,826/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,116
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,935
−HK$2,860/mo
Today · 4.125%
HK$110,795
baseline
▲ 0.50% · 4.625%
HK$116,636
+HK$5,841/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,590/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,484
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,263
−HK$3,839/mo
Today · 4.125%
HK$129,102
baseline
▲ 0.50% · 4.625%
HK$136,958
+HK$7,856/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,204/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,150
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,774
−HK$3,677/mo
Today · 4.125%
HK$142,451
baseline
▲ 0.50% · 4.625%
HK$149,960
+HK$7,509/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,902/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,257,915 · Scale 2, in force from 26 Feb 2026)