LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,498
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,598
−HK$2,133/mo
Today · 4.125%
HK$71,731
baseline
▲ 0.50% · 4.625%
HK$76,096
+HK$4,365/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,462/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,091
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,105
−HK$2,043/mo
Today · 4.125%
HK$79,148
baseline
▲ 0.50% · 4.625%
HK$83,320
+HK$4,172/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,296/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,998
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,517
−HK$2,560/mo
Today · 4.125%
HK$86,077
baseline
▲ 0.50% · 4.625%
HK$91,315
+HK$5,238/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,154/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,109
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,526
−HK$2,452/mo
Today · 4.125%
HK$94,978
baseline
▲ 0.50% · 4.625%
HK$99,984
+HK$5,006/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,956/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,498
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,437
−HK$2,986/mo
Today · 4.125%
HK$100,423
baseline
▲ 0.50% · 4.625%
HK$106,534
+HK$6,111/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,846/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,128
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,947
−HK$2,860/mo
Today · 4.125%
HK$110,807
baseline
▲ 0.50% · 4.625%
HK$116,648
+HK$5,841/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,614/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,497
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,276
−HK$3,840/mo
Today · 4.125%
HK$129,116
baseline
▲ 0.50% · 4.625%
HK$136,972
+HK$7,856/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,232/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,164
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,789
−HK$3,677/mo
Today · 4.125%
HK$142,466
baseline
▲ 0.50% · 4.625%
HK$149,976
+HK$7,510/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,932/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,050 · Scale 2, in force from 26 Feb 2026)