LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,502
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,602
−HK$2,133/mo
Today · 4.125%
HK$71,735
baseline
▲ 0.50% · 4.625%
HK$76,100
+HK$4,365/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,470/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,095
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,109
−HK$2,043/mo
Today · 4.125%
HK$79,152
baseline
▲ 0.50% · 4.625%
HK$83,325
+HK$4,173/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,304/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,002
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,522
−HK$2,560/mo
Today · 4.125%
HK$86,082
baseline
▲ 0.50% · 4.625%
HK$91,320
+HK$5,238/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,164/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,114
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,531
−HK$2,452/mo
Today · 4.125%
HK$94,983
baseline
▲ 0.50% · 4.625%
HK$99,990
+HK$5,007/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,966/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,503
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,442
−HK$2,987/mo
Today · 4.125%
HK$100,429
baseline
▲ 0.50% · 4.625%
HK$106,540
+HK$6,111/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,858/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,133
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,953
−HK$2,860/mo
Today · 4.125%
HK$110,813
baseline
▲ 0.50% · 4.625%
HK$116,654
+HK$5,841/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,626/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,503
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$125,283
−HK$3,840/mo
Today · 4.125%
HK$129,123
baseline
▲ 0.50% · 4.625%
HK$136,980
+HK$7,857/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,246/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,171
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,797
−HK$3,677/mo
Today · 4.125%
HK$142,474
baseline
▲ 0.50% · 4.625%
HK$149,984
+HK$7,510/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,948/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,118 · Scale 2, in force from 26 Feb 2026)