LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,505
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,605
−HK$2,133/mo
Today · 4.125%
HK$71,738
baseline
▲ 0.50% · 4.625%
HK$76,103
+HK$4,365/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,476/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,099
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,113
−HK$2,043/mo
Today · 4.125%
HK$79,156
baseline
▲ 0.50% · 4.625%
HK$83,328
+HK$4,172/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,312/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,006
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,526
−HK$2,560/mo
Today · 4.125%
HK$86,086
baseline
▲ 0.50% · 4.625%
HK$91,324
+HK$5,238/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,172/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,118
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,535
−HK$2,452/mo
Today · 4.125%
HK$94,987
baseline
▲ 0.50% · 4.625%
HK$99,994
+HK$5,007/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,974/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,507
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,447
−HK$2,986/mo
Today · 4.125%
HK$100,433
baseline
▲ 0.50% · 4.625%
HK$106,544
+HK$6,111/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,866/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,138
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,958
−HK$2,860/mo
Today · 4.125%
HK$110,818
baseline
▲ 0.50% · 4.625%
HK$116,660
+HK$5,842/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,636/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,509
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$125,288
−HK$3,841/mo
Today · 4.125%
HK$129,129
baseline
▲ 0.50% · 4.625%
HK$136,986
+HK$7,857/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,258/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,177
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$138,803
−HK$3,678/mo
Today · 4.125%
HK$142,481
baseline
▲ 0.50% · 4.625%
HK$149,991
+HK$7,510/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,962/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,175 · Scale 2, in force from 26 Feb 2026)