LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,507
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,607
−HK$2,133/mo
Today · 4.125%
HK$71,740
baseline
▲ 0.50% · 4.625%
HK$76,106
+HK$4,366/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,480/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,101
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,115
−HK$2,043/mo
Today · 4.125%
HK$79,158
baseline
▲ 0.50% · 4.625%
HK$83,331
+HK$4,173/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,316/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,008
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,528
−HK$2,560/mo
Today · 4.125%
HK$86,088
baseline
▲ 0.50% · 4.625%
HK$91,327
+HK$5,239/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,176/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,121
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,538
−HK$2,452/mo
Today · 4.125%
HK$94,990
baseline
▲ 0.50% · 4.625%
HK$99,997
+HK$5,007/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,980/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,510
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,450
−HK$2,986/mo
Today · 4.125%
HK$100,436
baseline
▲ 0.50% · 4.625%
HK$106,548
+HK$6,112/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,872/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,141
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,961
−HK$2,861/mo
Today · 4.125%
HK$110,822
baseline
▲ 0.50% · 4.625%
HK$116,663
+HK$5,841/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,644/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,513
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$125,292
−HK$3,841/mo
Today · 4.125%
HK$129,133
baseline
▲ 0.50% · 4.625%
HK$136,990
+HK$7,857/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$258,266/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,182
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,807
−HK$3,678/mo
Today · 4.125%
HK$142,485
baseline
▲ 0.50% · 4.625%
HK$149,996
+HK$7,511/mo
Deposit HK$2.96M · loan HK$26.64M · min. income ≈ HK$284,970/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,214 · Scale 2, in force from 26 Feb 2026)