LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,511
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,611
−HK$2,133/mo
Today · 4.125%
HK$71,744
baseline
▲ 0.50% · 4.625%
HK$76,110
+HK$4,366/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,488/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,105
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,119
−HK$2,044/mo
Today · 4.125%
HK$79,163
baseline
▲ 0.50% · 4.625%
HK$83,335
+HK$4,172/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,326/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,013
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,533
−HK$2,560/mo
Today · 4.125%
HK$86,093
baseline
▲ 0.50% · 4.625%
HK$91,332
+HK$5,239/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$172,186/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,126
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,543
−HK$2,452/mo
Today · 4.125%
HK$94,995
baseline
▲ 0.50% · 4.625%
HK$100,003
+HK$5,008/mo
Deposit HK$11.84M · loan HK$17.76M · min. income ≈ HK$189,990/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,515
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,455
−HK$2,987/mo
Today · 4.125%
HK$100,442
baseline
▲ 0.50% · 4.625%
HK$106,554
+HK$6,112/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$200,884/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,147
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,967
−HK$2,861/mo
Today · 4.125%
HK$110,828
baseline
▲ 0.50% · 4.625%
HK$116,670
+HK$5,842/mo
Deposit HK$8.88M · loan HK$20.72M · min. income ≈ HK$221,656/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,519
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,299
−HK$3,841/mo
Today · 4.125%
HK$129,140
baseline
▲ 0.50% · 4.625%
HK$136,998
+HK$7,858/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$258,280/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,189
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$138,815
−HK$3,678/mo
Today · 4.125%
HK$142,493
baseline
▲ 0.50% · 4.625%
HK$150,004
+HK$7,511/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$284,986/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,283 · Scale 2, in force from 26 Feb 2026)