LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,515
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,615
−HK$2,134/mo
Today · 4.125%
HK$71,749
baseline
▲ 0.50% · 4.625%
HK$76,115
+HK$4,366/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,498/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,110
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,124
−HK$2,044/mo
Today · 4.125%
HK$79,168
baseline
▲ 0.50% · 4.625%
HK$83,341
+HK$4,173/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,336/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,018
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,538
−HK$2,561/mo
Today · 4.125%
HK$86,099
baseline
▲ 0.50% · 4.625%
HK$91,338
+HK$5,239/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$172,198/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,132
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,549
−HK$2,453/mo
Today · 4.125%
HK$95,002
baseline
▲ 0.50% · 4.625%
HK$100,009
+HK$5,007/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$190,004/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,521
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,461
−HK$2,988/mo
Today · 4.125%
HK$100,449
baseline
▲ 0.50% · 4.625%
HK$106,561
+HK$6,112/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$200,898/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,154
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,974
−HK$2,861/mo
Today · 4.125%
HK$110,835
baseline
▲ 0.50% · 4.625%
HK$116,677
+HK$5,842/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$221,670/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,527
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,308
−HK$3,840/mo
Today · 4.125%
HK$129,148
baseline
▲ 0.50% · 4.625%
HK$137,007
+HK$7,859/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$258,296/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,198
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$138,824
−HK$3,678/mo
Today · 4.125%
HK$142,502
baseline
▲ 0.50% · 4.625%
HK$150,014
+HK$7,512/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$285,004/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,366 · Scale 2, in force from 26 Feb 2026)