LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,518
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,618
−HK$2,134/mo
Today · 4.125%
HK$71,752
baseline
▲ 0.50% · 4.625%
HK$76,118
+HK$4,366/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$143,504/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,113
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,127
−HK$2,044/mo
Today · 4.125%
HK$79,171
baseline
▲ 0.50% · 4.625%
HK$83,344
+HK$4,173/mo
Deposit HK$14.80M · loan HK$14.80M · min. income ≈ HK$158,342/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,021
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,542
−HK$2,560/mo
Today · 4.125%
HK$86,102
baseline
▲ 0.50% · 4.625%
HK$91,341
+HK$5,239/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$172,204/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,135
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,553
−HK$2,452/mo
Today · 4.125%
HK$95,005
baseline
▲ 0.50% · 4.625%
HK$100,013
+HK$5,008/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$190,010/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,525
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,465
−HK$2,988/mo
Today · 4.125%
HK$100,453
baseline
▲ 0.50% · 4.625%
HK$106,565
+HK$6,112/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$200,906/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,158
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,978
−HK$2,861/mo
Today · 4.125%
HK$110,839
baseline
▲ 0.50% · 4.625%
HK$116,682
+HK$5,843/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$221,678/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,532
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,312
−HK$3,841/mo
Today · 4.125%
HK$129,153
baseline
▲ 0.50% · 4.625%
HK$137,012
+HK$7,859/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$258,306/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,203
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,829
−HK$3,679/mo
Today · 4.125%
HK$142,508
baseline
▲ 0.50% · 4.625%
HK$150,020
+HK$7,512/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$285,016/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,415 · Scale 2, in force from 26 Feb 2026)