LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,521
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,621
−HK$2,134/mo
Today · 4.125%
HK$71,755
baseline
▲ 0.50% · 4.625%
HK$76,121
+HK$4,366/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,510/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,116
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,131
−HK$2,044/mo
Today · 4.125%
HK$79,175
baseline
▲ 0.50% · 4.625%
HK$83,348
+HK$4,173/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,350/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,025
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,546
−HK$2,560/mo
Today · 4.125%
HK$86,106
baseline
▲ 0.50% · 4.625%
HK$91,346
+HK$5,240/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$172,212/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,140
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,557
−HK$2,453/mo
Today · 4.125%
HK$95,010
baseline
▲ 0.50% · 4.625%
HK$100,018
+HK$5,008/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$190,020/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,529
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,470
−HK$2,987/mo
Today · 4.125%
HK$100,457
baseline
▲ 0.50% · 4.625%
HK$106,570
+HK$6,113/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$200,914/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,163
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,983
−HK$2,862/mo
Today · 4.125%
HK$110,845
baseline
▲ 0.50% · 4.625%
HK$116,687
+HK$5,842/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$221,690/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,538
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,318
−HK$3,841/mo
Today · 4.125%
HK$129,159
baseline
▲ 0.50% · 4.625%
HK$137,018
+HK$7,859/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$258,318/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,210
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,836
−HK$3,679/mo
Today · 4.125%
HK$142,515
baseline
▲ 0.50% · 4.625%
HK$150,027
+HK$7,512/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$285,030/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,475 · Scale 2, in force from 26 Feb 2026)