LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,523
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,623
−HK$2,134/mo
Today · 4.125%
HK$71,757
baseline
▲ 0.50% · 4.625%
HK$76,123
+HK$4,366/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,514/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,118
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,133
−HK$2,044/mo
Today · 4.125%
HK$79,177
baseline
▲ 0.50% · 4.625%
HK$83,350
+HK$4,173/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,354/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,027
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,548
−HK$2,561/mo
Today · 4.125%
HK$86,109
baseline
▲ 0.50% · 4.625%
HK$91,348
+HK$5,239/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$172,218/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,142
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,560
−HK$2,452/mo
Today · 4.125%
HK$95,012
baseline
▲ 0.50% · 4.625%
HK$100,020
+HK$5,008/mo
Deposit HK$11.84M · loan HK$17.77M · min. income ≈ HK$190,024/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,532
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,472
−HK$2,988/mo
Today · 4.125%
HK$100,460
baseline
▲ 0.50% · 4.625%
HK$106,573
+HK$6,113/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$200,920/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,166
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,986
−HK$2,862/mo
Today · 4.125%
HK$110,848
baseline
▲ 0.50% · 4.625%
HK$116,691
+HK$5,843/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$221,696/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,541
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,322
−HK$3,841/mo
Today · 4.125%
HK$129,163
baseline
▲ 0.50% · 4.625%
HK$137,022
+HK$7,859/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$258,326/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,213
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,840
−HK$3,678/mo
Today · 4.125%
HK$142,518
baseline
▲ 0.50% · 4.625%
HK$150,031
+HK$7,513/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$285,036/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,508 · Scale 2, in force from 26 Feb 2026)