LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,531
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,632
−HK$2,134/mo
Today · 4.125%
HK$71,766
baseline
▲ 0.50% · 4.625%
HK$76,133
+HK$4,367/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,532/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,128
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,142
−HK$2,044/mo
Today · 4.125%
HK$79,186
baseline
▲ 0.50% · 4.625%
HK$83,360
+HK$4,174/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,372/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,037
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,558
−HK$2,561/mo
Today · 4.125%
HK$86,119
baseline
▲ 0.50% · 4.625%
HK$91,359
+HK$5,240/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$172,238/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,153
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,571
−HK$2,453/mo
Today · 4.125%
HK$95,024
baseline
▲ 0.50% · 4.625%
HK$100,033
+HK$5,009/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$190,048/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,543
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,484
−HK$2,988/mo
Today · 4.125%
HK$100,472
baseline
▲ 0.50% · 4.625%
HK$106,586
+HK$6,114/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$200,944/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,179
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,999
−HK$2,862/mo
Today · 4.125%
HK$110,861
baseline
▲ 0.50% · 4.625%
HK$116,705
+HK$5,844/mo
Deposit HK$8.88M · loan HK$20.73M · min. income ≈ HK$221,722/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,556
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,337
−HK$3,841/mo
Today · 4.125%
HK$129,178
baseline
▲ 0.50% · 4.625%
HK$137,039
+HK$7,861/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$258,356/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,230
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$138,856
−HK$3,680/mo
Today · 4.125%
HK$142,536
baseline
▲ 0.50% · 4.625%
HK$150,049
+HK$7,513/mo
Deposit HK$2.96M · loan HK$26.65M · min. income ≈ HK$285,072/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,660 · Scale 2, in force from 26 Feb 2026)