LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,534
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,635
−HK$2,134/mo
Today · 4.125%
HK$71,769
baseline
▲ 0.50% · 4.625%
HK$76,136
+HK$4,367/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,538/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,131
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,146
−HK$2,044/mo
Today · 4.125%
HK$79,190
baseline
▲ 0.50% · 4.625%
HK$83,364
+HK$4,174/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,380/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,041
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,561
−HK$2,562/mo
Today · 4.125%
HK$86,123
baseline
▲ 0.50% · 4.625%
HK$91,363
+HK$5,240/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$172,246/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,157
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,575
−HK$2,453/mo
Today · 4.125%
HK$95,028
baseline
▲ 0.50% · 4.625%
HK$100,037
+HK$5,009/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$190,056/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,547
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,488
−HK$2,988/mo
Today · 4.125%
HK$100,476
baseline
▲ 0.50% · 4.625%
HK$106,590
+HK$6,114/mo
Deposit HK$8.89M · loan HK$20.73M · min. income ≈ HK$200,952/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,183
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,004
−HK$2,862/mo
Today · 4.125%
HK$110,866
baseline
▲ 0.50% · 4.625%
HK$116,710
+HK$5,844/mo
Deposit HK$8.89M · loan HK$20.73M · min. income ≈ HK$221,732/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,561
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$125,342
−HK$3,842/mo
Today · 4.125%
HK$129,184
baseline
▲ 0.50% · 4.625%
HK$137,044
+HK$7,860/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$258,368/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,235
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$138,862
−HK$3,680/mo
Today · 4.125%
HK$142,542
baseline
▲ 0.50% · 4.625%
HK$150,055
+HK$7,513/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$285,084/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,713 · Scale 2, in force from 26 Feb 2026)