LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,543
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,644
−HK$2,135/mo
Today · 4.125%
HK$71,779
baseline
▲ 0.50% · 4.625%
HK$76,146
+HK$4,367/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,558/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,141
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,156
−HK$2,045/mo
Today · 4.125%
HK$79,201
baseline
▲ 0.50% · 4.625%
HK$83,376
+HK$4,175/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,402/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,052
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,573
−HK$2,561/mo
Today · 4.125%
HK$86,134
baseline
▲ 0.50% · 4.625%
HK$91,376
+HK$5,242/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$172,268/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,169
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,588
−HK$2,453/mo
Today · 4.125%
HK$95,041
baseline
▲ 0.50% · 4.625%
HK$100,051
+HK$5,010/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$190,082/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,560
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,502
−HK$2,988/mo
Today · 4.125%
HK$100,490
baseline
▲ 0.50% · 4.625%
HK$106,605
+HK$6,115/mo
Deposit HK$8.89M · loan HK$20.73M · min. income ≈ HK$200,980/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,198
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,019
−HK$2,862/mo
Today · 4.125%
HK$110,881
baseline
▲ 0.50% · 4.625%
HK$116,726
+HK$5,845/mo
Deposit HK$8.89M · loan HK$20.73M · min. income ≈ HK$221,762/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,578
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$125,359
−HK$3,843/mo
Today · 4.125%
HK$129,202
baseline
▲ 0.50% · 4.625%
HK$137,063
+HK$7,861/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$258,404/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,254
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$138,881
−HK$3,680/mo
Today · 4.125%
HK$142,561
baseline
▲ 0.50% · 4.625%
HK$150,076
+HK$7,515/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$285,122/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,887 · Scale 2, in force from 26 Feb 2026)