LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,547
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,648
−HK$2,135/mo
Today · 4.125%
HK$71,783
baseline
▲ 0.50% · 4.625%
HK$76,151
+HK$4,368/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,566/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,146
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,161
−HK$2,045/mo
Today · 4.125%
HK$79,206
baseline
▲ 0.50% · 4.625%
HK$83,381
+HK$4,175/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,412/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,057
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,578
−HK$2,562/mo
Today · 4.125%
HK$86,140
baseline
▲ 0.50% · 4.625%
HK$91,381
+HK$5,241/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$172,280/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,175
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,593
−HK$2,454/mo
Today · 4.125%
HK$95,047
baseline
▲ 0.50% · 4.625%
HK$100,057
+HK$5,010/mo
Deposit HK$11.85M · loan HK$17.77M · min. income ≈ HK$190,094/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,566
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,508
−HK$2,988/mo
Today · 4.125%
HK$100,496
baseline
▲ 0.50% · 4.625%
HK$106,611
+HK$6,115/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$200,992/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,204
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,026
−HK$2,862/mo
Today · 4.125%
HK$110,888
baseline
▲ 0.50% · 4.625%
HK$116,733
+HK$5,845/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$221,776/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,585
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$125,367
−HK$3,843/mo
Today · 4.125%
HK$129,210
baseline
▲ 0.50% · 4.625%
HK$137,072
+HK$7,862/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$258,420/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,262
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$138,890
−HK$3,680/mo
Today · 4.125%
HK$142,570
baseline
▲ 0.50% · 4.625%
HK$150,085
+HK$7,515/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$285,140/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,258,965 · Scale 2, in force from 26 Feb 2026)